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Personal

Choose simplified banking that puts you in control and helps you live better.

Business

Simplify your business banking and build an enterprise with one account for life.

Live Better

Join for free and get real rewards, real cash back, real simple!

Live better on the 10th of every month

We've given over R1 billion in Live Better rewards in 2 years, and ranked as the most loved loyalty programme in SA! 2023/4 Truth & BrandMapp Loyalty Whitepaper

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Take your banking to the next level

Discover a better way to bank with our range of personalised credit solutions and smart payment options.

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Win with Capitec Pay

We're giving away R1 million in cash prizes. To enter, check out safely online with Capitec Pay 3 times or more.

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Everyone should have access to simplified banking

That’s why we offer affordable transactions, the right type of credit when you need it, insurance for you and your family, and real cash back and rewards for good banking behaviour. And you can do it all on our app, anywhere 24/7.

Open an account

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Open a business account

It doesn’t matter if your business is big or small. We have payments, credit, savings and insurance solutions to help you build a successful enterprise.

Here's How

Live Better

I Want Cash Back

We believe in giving back and paying it forward

Careers

Are you energetic and self-motivated with a passion for service? We focus on finding the right people for the right jobs. Apply today!

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Learn about money with our free online courses, games and guides.

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